Payments & workflow automation engineering for scalable, secure and robust growth

Payments processing, financial auditing, smart meter billing, and enterprise workflow automation — unified in one platform built for Africa.

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PCI-DSS Level 1 · POPIA Compliant · SARB Licensed
BipraPay processed
R48,200
in the last 5 min
Audit Report
VeriBills generated 14,280 bills

Growth beyond software

Upgrading critical systems, launching new digital channels, or scaling secure cloud platforms — our solutions are engineered for performance, resilience and scalability.

Enabling digital success →Software integration →Platform support →

Integration & insights

Built-in integration capabilities for billing, enterprise planning and payments

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Speed and agility
Fast, secure and advantage-driven modernisation software
Secure solutions
Leverage technology trusted by leading international partners
Local product
Partner with technology trusted by leading local & international partners

Integration & insights

Robust software — use cases

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Workflow automation that enables FinOps and Operations to optimise efficiency

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Cloud technology with rapid & clear payment timelines

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Subscription technology beyond the common financial ground & schemes

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bipra

Billing + ERP + Pay

Discover our cloud-native ERP, payments and billing engines

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AGILE  |  RESILIENT  |  4 GEN TECHNOLOGY

bipra
VeriBills
Cloud-native
Morr ERP
Unified data
BipraPay
Sub-second

Powering Africa's leading organisations

Trusted by industry leaders

JOBURG WATER
X
bipra
WEST RAND
X
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MIDVAAL
X
bipra
HOUSS
X
bipra
STEYN CITY
X
bipra
FOUR SEASONS
X
bipra
THE SAXON
X
bipra
PALAZZO HOTEL
X
bipra
SUN CITY
X
bipra
TAJ CAPE TOWN
X
bipra
DISCOVERY
X
bipra
OLD MUTUAL
X
bipra
SANTAM
X
bipra
OUTSURANCE
X
bipra
MOMENTUM
X
bipra
NIKE
X
bipra
MTN
X
bipra
SHOPRITE
X
bipra
STANDARD BANK
X
bipra
VODACOM
X
bipra
NEDBANK
X
bipra
CAPITEC
X
bipra
SASOL
X
bipra
JOBURG WATER
X
bipra
WEST RAND
X
bipra
MIDVAAL
X
bipra
HOUSS
X
bipra
STEYN CITY
X
bipra
FOUR SEASONS
X
bipra
THE SAXON
X
bipra
PALAZZO HOTEL
X
bipra
SUN CITY
X
bipra
TAJ CAPE TOWN
X
bipra
DISCOVERY
X
bipra
OLD MUTUAL
X
bipra
SANTAM
X
bipra
OUTSURANCE
X
bipra
MOMENTUM
X
bipra
NIKE
X
bipra
MTN
X
bipra
SHOPRITE
X
bipra
STANDARD BANK
X
bipra
VODACOM
X
bipra
NEDBANK
X
bipra
CAPITEC
X
bipra
SASOL
X
bipra

Our Products

Everything your business needs

Three powerful products — work independently or as one unified platform.

Payments & Audit
BipraPay
Payments, Audit & Instant Gateway

One ecosystem for end-to-end payment processing, a built-in financial audit engine, and lightning-fast disbursements — reconciliation, compliance trails, and sub-second speed in one product.

  • Multi-currency processing, sub-second speed
  • Built-in financial audit trail
  • Bulk disbursements & API-first integration
Bill Presentment
VeriBills
Bill Presentment & Smart Metering

Intelligent bill generation from smart meter data — automated bill presentment, usage-based billing, and multi-channel delivery to customers.

  • Smart meter data ingestion
  • Automated bill generation
  • Multi-channel bill delivery
Enterprise
Morr ERP
Enterprise Workflow Automation

Budgeting, HR, and digital documents unified in a single intelligent platform.

  • Budgeting workflows
  • HR lifecycle management
  • Digital document processing
0+
Companies empowered
across 8 African countries
R0M+
Processed across the platform
growing 40% year on year
0%
Platform uptime
SLA-backed guarantee
0
Integrated products
one data model, one contract

Live platform

Everything in one command centre

All three products surface in a single dashboard. Real-time data. Zero tab switching.

R247M
Total volume
14,280
Bills generated
247
Staff managed
R4.7M
Reconciled
Live dashboard
BipraPay
Transaction command centre
All systems live
Volume today
R2.4M
+18% vs yesterday
Transactions
1,847
99.8% success rate
Audit events
1,847
100% captured
pay_KwJm9x · R 42,500
cleared
pay_Nq82Lm · R 156,000
processing
VeriBills
14,280
bills generated today
BipraPay
<800ms
avg processing time
The BIPRA standard

Financial infrastructure
should feel inevitable.

Payments that settle before the page reloads. Bills that write themselves. Audits that take an afternoon. This is what business infrastructure looks like when it is built properly, for Africa, from day one.

Start free trialExplore solutions
BipraPay
Every rand processed, reconciled & audit-trailed
VeriBills
Smart meter to delivered bill in 5 minutes
Morr ERP
Budgets, HR & documents on one data model

Why BIPRA

One platform. Zero duct tape.

Most African businesses run on 4–6 disconnected financial tools. BIPRA replaces the patchwork.

Typical setup (before BIPRA)
3rd-party payment gateway
Separate contract, separate reconciliation
Spreadsheet billing
Manual invoice generation, error-prone
Legacy HR system
No payroll integration, paper leave forms
Manual audit preparation
Weeks of work before every audit
Email-based approvals
Budget sign-offs lost in inboxes
Avg. 5 tools • 3 vendors • 1 mess
With BIPRA
BipraPay handles all rails + audit
One API, automatic reconciliation
VeriBills auto-generates from meter data
Smart meter to bill in 5 minutes
Morr ERP — HR, budget, documents
All workflows in one system
Audit trail built into every transaction
Audit-ready reports on demand
Digital approval workflows
Budget sign-offs in minutes, not days
1 platform • 1 contract • 1 data model
Real operations, real numbers

What teams actually run on BIPRA

Six operations, six measurable outcomes. Every figure below comes from a live deployment.

← swipe to see all six →

Municipal billing
Prepaid metering across 12 municipal contracts

A metering operator streams 3,800 STS prepaid meters into VeriBills. Tokens vend instantly; monthly statements run overnight without an operator.

Meters connected3,847
Billing team before6 people · 3 days
Billing nowAutomated overnight
Delivery success99.6%
VeriBills
Enterprise payroll
800 staff paid in 90 seconds, every Friday

A logistics group disburses payroll across 6 provinces through BipraPay. One API call, one batch, every employee — including mobile-wallet recipients.

Batch size800 employees
Run time<90 seconds
Previous process4 hours + errors
Failed payments0 in 18 months
BipraPay
Regulatory audit
A SARB audit that takes 4 hours, not 3 weeks

A finance group gives its external auditors read-only portal access. Every transaction since day one carries an immutable, hash-chained audit record.

Audit prep before3 weeks
Audit duration now4 hours
Audit coverage100% of transactions
Findings last cycleZero
BipraPay
Insurance payouts
Claims settled the moment they are approved

An insurer triggers BipraPay from its claims system webhook. Approved claims pay out in under a second — the policyholder sees money before the call ends.

TriggerClaims-approval webhook
Payout time<800ms
Previous SLA3–5 business days
CSAT uplift+31 points
BipraPay
Hospitality group
Five properties, one finance command centre

A luxury hotel group runs supplier disbursements, card acquiring, and per-property budget tracking from a single BIPRA dashboard.

Properties5 hotels
Supplier paymentsBatched daily
Month-end close5 days → <1 day
Tools replaced4
Morr ERPBipraPay
Public sector budgets
PFMA-compliant budgets approved in 3 days

A government department routes budget approvals through Morr with full AG-format exports. What once lived in email chains is now a tracked workflow.

Approval cycle before14 days
Approval cycle now3 days
Export formatAuditor-General ready
Paper formsEliminated
Morr ERP

How it works

Up and running in days, not months

A proven onboarding process — from contract to live in as little as 48 hours.

← swipe through the 4 steps →

01
Day 1
Sign & onboard

Contract signed, API keys issued, sandbox access granted. Your tech team is ready to build.

02
Days 1–3
Integrate

Connect via REST API or SDK. Pre-built connectors for Xero, Sage, SAP. Our engineers are on standby.

03
Days 3–5
Configure & test

Set payment rails, billing rules, approval workflows, and tariff structures. Full sandbox testing included.

04
Day 5+
Go live

Production switch flipped. Dedicated success manager assigned. 24/7 monitoring from day one.

48h
Fastest go-live
5 days
Avg enterprise deployment
24/7
Onboarding support
100%
Successful go-lives

Security & Compliance

Enterprise-grade security, built in

Every BIPRA product is designed with security-first architecture and meets the highest compliance standards.

PCI-DSS Level 1
Highest card data security certification
ISO 27001
Information security management
99.99% Uptime
SLA-backed availability guarantee
256-bit Encryption
AES-256 at rest and in transit
SOC 2 Type II
GDPR Compliant
POPIA Compliant
SARB Licensed
Pen-tested annually

Customer stories

Businesses that run on BIPRA

From fast-growing fintechs to established enterprises.

"BIPRA replaced three separate tools. The payment reconciliation alone saves our team 12 hours a week."

TN
Thabo Nkosi
CFO, Meridian Group SA

"Morr ERP gave us a single view of budgets and headcount across all six subsidiaries. We went live in under a week."

AM
Amara Mensah
Group COO, Ndovu Capital

"BipraPay processes our entire payroll in under 90 seconds. For 800 staff. On a Friday afternoon. Flawlessly."

ZK
Zola Khumalo
Head of Finance, Ubuntu Logistics

Get started today

Ready to unify your business operations?

Start with one product or deploy the full BIPRA suite. Go live within days.

Start free trialView pricing
BIPRA FAQ Assistant
Automated · answers common questions
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General support
+27 67 716 4066
Sales & demos
+27 67 716 4066
Developer support
+27 67 716 4066